John Commuta

John Commuta advertises his course, Transforming Debt into Wealth, online and through many radio commercials. He claims that he can teach people how to not only eliminate debt but learn how to make sound investments and set up additional streams of income.

In addition to Transforming Debt into Wealth, John Commuta has also authored Debt-FREE & Prosperous Living® Basic Course, Are You Being Seduced into Debt?, Wealth Machine: How to Start, Build, and Market a Debt-Free Business That Fits Your Life, The Power of Perpetual Income, the Wealth Generator System™, The Credit Solution, Debt-Elimination 101, the Customer-Focused Direct Marketing book, the SPEED™ direct marketing system, and the Sales Machine™ database marketing system, and he's co-developer of the Debt Free™ PC automated debt-elimination software.

John Commuta is also an avid speaker and routinely hosts seminars for Tony Robbins and the Learning Annex. However, he is still most recognized for the Transforming Debt into Wealth System.

As far as his debt management techniques are concerned he offers standard and sound advice. In reality there is no secret to getting out of debt, it is a matter of organizing, prioritizing, and serious saving.

Once you have set a monthly budget for yourself and have organized all your debts there are various strategies for the order of paying off your debts. For example debt management coach, David Ramsey, advises to pay of the smallest debt first in order to benefit from the satisfaction of eliminating a debt.

Other debt management specialists will urge you to calculate out the interest rates per debt and develop a long term plan that will save you more money. Regardless of which plan you choose the most important part is sticking to it and not breaking your discipline.

In regards to the Wealth aspect of John Commuta's course it's not as comprehensive as it could be. He offers some suggestions like starting an online Internet Marketing business and there is also a section on profiting from Real Estate.

These are decent pointers but he's talking about complex industries which would require a lot more information and direction in order for you to see profits. Thus, you shouldn't expect extraordinary results from John Commuta but a typical system for cutting down unnecessary spending and focusing on paying of debts.

If you're interested in learning about a simple way to add to your income stream and create a second paycheck using proven online methods you should Check It Out Here.

Best of Luck,
Steve A

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Customer Reviews for 'John Commuta'

Comments to date: 10. Page 1 of 1. Average Rating:

Swaize, Bridgeport, CT	Posted at 8:37am on Tuesday, September 9th, 2008
I purchased the program several years ago, and studied it hard. My only problem with it was finding that money to get started with. I also learned the same methods he uses in my Quicken checking account software. I found that program more useful because it already had all my expenses and debts on file. The only other issue is staying on the plan over that 5 to 7 years. Most of us if we can afford $200 extra bucks a month to apply to the plan, will usually end up needing to use debt again when an emergency arises (like a broken car, or major purchase or expense). We do not live in a pay cash society, and the credit industry is a monopoly based on our taxation system of get the peoples money before they do.
Dewey Marymee, Denver, Colo	Posted at 11:00am on Tuesday, August 19th, 2008
It's to much money for what it gives you, and it's suppose to be free, but it's not. Don't be pulled in, I think it's a scam!
P H, Colorado	Posted at 4:46pm on Wednesday, July 9th, 2008
The program is effective and reasonable, however the $500 you eventually pay is too much. I bought the same program 10 years ago for about $30. This new program is just filled with worthless fluff to keep you preoccupied or reluctant to return so much stuff in 30 days to get a refund.
Anne, Colorado	Posted at 11:17am on Monday, June 16th, 2008
This "company" is horrible as they say you can't return their product even if you have never used it or opened any of the DVD's. Their "customer care" reps will hang up on you if you try to get your money back or tell them you don't want the product. They say the product is "unreturnable". I heard that even if you try to return it within the 30-day window they make it hard for you to get your money back. Any respectable business would take an unused product back if the buyer decided they didn't want it. (especially if it is unused and in orginal shrink wrap) DO NOT BUY! DO NOT GIVE THEM YOUR CARD FOR SHIPPING! THEY WILL CHARGE IT WITH THE "PAYMENTS" EVEN IF YOU DON'T AUTHORIZE IT.
MIKE, BUFFALO NY	Posted at 2:45pm on Monday, June 2nd, 2008
ANOTHER SCAM-DO NOT BUY, YOU CAN GET GOOD FINANCIAL ADVISE FREE FROM LOCAL FINANCE PEOPLE IN YOUR AREA.TRY TO CANCEL AND GET YOUR MONEY BACK. YOU HAVE TO CONTACT YOUR CREDIT CARD COMPANY AND COMPLETE A CHARGE BACK FOR NON AS DESCRIBED TELEPHONE CHARGE. KEEP YOPUR MONEY AND DONT GIVE TO HIM
OB, NJ	Posted at 7:37am on Thursday, April 17th, 2008
Steve, Thanks for your review. It was very helpful in leading me to make an informed decision about the Debt to Wealth Course. It is the most honest review I have read so far. OB
P J, Brooklyn NY	Posted at 6:57pm on Sunday, April 13th, 2008
I don't know anything about this financal program but I have to say that this clown advertizes on the radio (that's not the problem). What gets me twisted is that he inlcudes a cell phone ring tone in his spot. It does not make sence because is it supposed to suggest that I'm calling him on his cell? As far as I can tell the only reason to include this obnoxious noise is to annoy people into noticing his commercial. Why must he stoop to such annoying tactics? If he was offering something that worked I'm sure people would be beating down his door.
FLORANTE, ZAGADA	Posted at 7:56pm on Saturday, April 5th, 2008
VERY HELPFUL.
Dewayn A, Piscataway, NJ	Posted at 3:01pm on Monday, March 17th, 2008
Its a HUGE scam!!! Will say anything to suck you in, then impossible to cancel.
Joyce Bowie-Valentine, Maryland	Posted at 7:59am on Tuesday, February 5th, 2008
This is nothing more than a rip off scam. I have fraudulently had my credit card charged and have found it impossible to get a response through the customer service venue, the resource center venue or otherwise. With continual efforts exhausted to have someone from your so called customer service department return my calls, I am now pursuing the process of filing a formal complaint with the Better Business Bureau.