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Prepaid Legal

 

Prepaid legal Services is an innovative company that came up with a unique product and business opportunity.  Prepaid legal is similar to an insurance company except that they have created a network of legal service providers.

Essentially people pay monthly fees, of generally under 30 dollars, in exchange for discounts and access to attorneys.  Prepaid legal covers legal events such as letters, wills, buying a house or a car, problems with insurance companies, identity theft, and more.

The idea is that if an occasion arises in which you require legal assistance you can contact Prepaid Legal.  In regards to simple matters that need legal review this service can save you lots of money.  Generally most attorneys charge outrageous rates just for their time alone and prepaid legal services work to avoid that.

In addition, Prepaid Legal offers a business opportunity in which people can sell and recruit others to sell prepaid legal memberships.  It is a typical MLM structure and some people have reported solid earnings due to the demand of the product.  However early on the prepaid legal program came under fire for misrepresenting retention rates of its members, an important factor in people's decisions to join.

With any prepaid legal service it is important to find out exactly what scenarios are covered in your plan.  For example the majority to do not cover tort litigation, criminal cases, and are of little help in traffic cases.

Overall prepaid legal is recommended if you're expecting the need for legal services or advice on general matters and lack alternative resources.  If you seek specialized legal advice then Prepaid Legal services are most likely not going to work out for you.

If you're interested in learning about a simple way to add to your income stream and create a second paycheck using proven online methods you should Check It Out Here.

Best of Luck,
Steve Albright

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Customer Reviews for 'Prepaid Legal'

Comments to date: 18. Page 1 of 1. Average Rating:

anonymous,  nj

  Posted at 9:05pm on Friday, August 22nd, 2008

any place where you have to pay to work for them its a scam... anyone who would fall for it is naive and out of their damn minds.

Doc Johnson,  Illinois

  Posted at 8:30am on Sunday, August 10th, 2008

It is amazing how people call their law firm with a preconceive notion that they are always going to have the law agree with what they think the law should be. The law is the law and cannot be bent to favor you all the time. When one calls their law firm, you are going to get a resolution/answer to an issue whether it favors you or not is from the legal perspective and not what you think the law is.
The interpretation of denial is the fact that one does not agree with the answer one got from the law firm. One can always call your 200.00-dollar a hour attorney until you get the answer that you want to hear.
I have used the membership countless times over the last 4.5 years and each time I get a resolution. I may not agree with what the law firm advises me, but I get a resolution and my questions answered. Go PPL...!!!

bullcrap,  San Mateo, CA

  Posted at 3:40am on Saturday, August 9th, 2008

All you guys who are in the business are full of crap. My father was a paid member ($25) per month service fee about 12 years ago +/- for one year. My father was involved in a small accident that never caused any damage to the vehicle and to the people inside. The other party made a big deal that wanted to sue my father for injuries and property damage. Freakin insuarance company couldn't do anything for him and said they were going to remove a point from his drivers licence. So we contacted PPLS and they couldn't help my father for crap. They said that is why he has insurance and they are suppose to help him out. PPLS denide to help my father in any legal problems he was going through. My barber was the guy who sold him the service in the beginning and when we confronted him about the service. He was embarrassed and regretted being part of it. He continued selling the program, but when he needed it their services as a consumer. PPLS could not help for sh*t. That is when we... read more »

Doc Johnson,  Illinois

  Posted at 10:12am on Thursday, August 7th, 2008

Yes; our US legal system is convoluted. Yes; the average cost for an attorney in the US is 180.00 dollar and hour. Yes; Pre Paid Legal Service has been in business for over 34 years and is endorsed by every US Attorney General. Yes; Pre Paid Legal Services is allowing 1.7 million American’s have equal access to the country club legal system. Yes; the membership is marketed by associates. Yes; the structure is that of a MLM “multi level marketing”, but so is the real estate industry, so is the insurance industry.
As an associate, No; you never, never, never have to recruit anybody. No; you never, never, never have to buy any inventory. AND NO; as an associate you don’t even have to have a membership to market Pre Paid Legal. So many people whining about something.
I've used the membership countless times over the last 4.5 years and each time I get a resolution. Go PPL...!!!

Robert Todd,  San Jacinto, CA

  Posted at 8:47am on Thursday, August 7th, 2008

I have serious legal problems regarding a suit I want to get going where over medication made me blind. I want lots of money for that so I can live out my life in a little comfort. Pre Paid Legal does not respond.

Marvin,  Maryland

  Posted at 3:25pm on Sunday, August 3rd, 2008

l just want to say that l just been with the business for a week and l am very happy with the choise l made, and for those was in with PPL and it work for them defore you start pointing fingers at everything and everyone else, start looking at yourself first. your so quick when it might have been you that could reason it didn't work, look this business is for the thick skinned people of the world, so be the strong man or woman you are go for what you want, if you want this business to work for you, then make it work. nothing in this world is given to on a silver plater, you have to work for it, start earning what you want in life, instead of just complaining. I FEEL BETTER NOW THAT I GOT THAT OFF MY CHEST!!!!!!

Chris,  Location unknown

  Posted at 6:54pm on Friday, July 25th, 2008

The main thing I don't like about it is....
All of your friends and family become your prospects and they use the same type of tactics and language that all MLM systems use. The idea of having an attorney available like insurance is a nice idea, but I'm not sure that this Pre-Paid Legal Services is the right answer.

AJ,  Northern Colorado

  Posted at 6:14pm on Sunday, July 13th, 2008

I am an independent associate with PPLSI since 2001. I have used the membership over and over again. I have had mostly good to great experiences, although a few times I felt that the attorney could have done more than they had. However, I also recognize that I am not an attorney and do NOT understand the legal system as they do, so perhaps they did make the best choice. The ID Theft Shield is second to none. Although I work another very profitable business (real estate investing college) now and haven't actively marketed PPL for almost 2 years, I continue to receive residual income from memberships I sold years ago. I DO still offer a membership to people who may have use for it and make a nice little extra $200 every now and then. If someone asked me whether or not they should purchase the legal plan, I would undoubtedly say yes. If someone asked me if they should market the plan, I would say yes, IF you are willing to put some effort in and know that it works for a lot of oth... read more »

Anonymous,  NC - BEWARE LARRY & KAY

  Posted at 4:18pm on Wednesday, July 2nd, 2008

Prepaid legal members are told to come to websites just as these to negate comments that are detrimental to them selling. Well this member IS writing but as a warning. ASK about residual income at your next meeting. Funny thing the "upline" doesn't tell you that your "residual income" doesn't really start a year later, closer to 16 months later and that 16 months starts after the LAST person you sign. I called in after a year and they said I had negative cash flow and that I'd have to make that up before I saw any money. I WAS FURIOUS. The lady said, "Yeah they normally don't tell you that." Well, now I see why. They'd never get anyone to sign. This is how it REALLY WORKS: you make the sale and they pay you. Then the amount paid becomes negative money in your "account" and when your new member pays all of their payments for an extended period, then you may start to see some money. BUT...if you sell more, all of the money you would see, is now going towards the negative money... read more »

Nattina,  Orlando,FL

  Posted at 9:06pm on Tuesday, July 1st, 2008

I am just about to sign with prepaid legal and I have had the opportunity to sit in on several member meetings. I think that the concept is excellent. I too rather have it and not need it then to need it and not have it. If you go into this exspecting movie star diamonds for Walmart prices then you are in for a shock. I think they are great and can't wait to be apart of it. Everyone I have met was very patient,understanding and helpful even though I could not afford to start right away. Life is full of legal hassle for once be ready to punch some of it in the nose.

Gina,  USA

  Posted at 5:28pm on Friday, June 27th, 2008

I have used the service several times, sometimes just to ask for advice. The attorneys are very helpful and are held to a very high standard. They have to receive customer service training which other attorneys do not.
As an associate, I can say that you get out of it what you put into it. If you think you can just sit back and do nothing and expect your upline to do the work for you, then this business (or any other work-at-home business) is not for you. We are endorsed by Attorney Generals so any accusations of being a pyramid are just sour grapes from those who don't know how to work a business.

Anonymous,  In the middle of the sea

  Posted at 2:07am on Friday, June 20th, 2008

Prepaid Legal is just like the pyramid. It didn't work for me, my uplines were no help. People in the office get bonuses. Those bonuses are from us poor people paying for something that we don't benefit from. Prepaid Legal is just a scam. I spent lots of money on materials, such as business cards, magazines and so on. I told my family to stay away from those PPL con artists. Now I feel better, that i have vented.

J Cruz,  Between here and there

  Posted at 1:55pm on Tuesday, June 3rd, 2008

So far so good. I've been a member going on two years and have used their services on only 3 occasions but I would rather have it and not need it than need it and not have it. I too am a home business owner and have had contract reviews and changes made in a relatively short time with no hassle or headaches, albeit they are simple contracts. My favorite was when traveling to the state of Washington I got a speeding ticket in a blatant display of tagging (when an officer purposefully stops cars with out of state plates knowing that most cases people will just pay the fine then worry about the cost of contesting from another state). I called PPL, got a WA attorney assigned, fought hard and got the case dismissed all while I was sitting back home sipping on a cup of Starbucks latte. Cost? only my $26 membership fee.

Mark,  Wisconsin

  Posted at 10:51pm on Friday, May 2nd, 2008

I just signed up for Pre Paid Legal, and it has already paid off for me. I own a business, and my assigned law firm reviewed my contract, and made some major changes to it-free of charge. I also signed up to become an associate of Pre Paid Legal. Many of my friends are skeptical of it, as was I when I first heard of it, but it is the real deal. For only $16 per month, it's worth it to me!!

anonymous,  oklahoma

  Posted at 11:20pm on Friday, April 25th, 2008

I happen to work at PrePaid Legal as a customer service representative. What some of our members don't realize is that we have an attorney resolution dept where customers can call to file complaints against the attorneys if they feel they aren't getting the benefits they're entitled to, or if they are treated unfairly. Many issues are resolved this way. The founder of the company Harland Stonecipher goes through great lengths to keep members happy, as well as associates and employees. I quit working a well paying job just to work at PPL just for the benefits alone are remarkable. I might also add that the customer service reps go through an intense 6 week class before they're allowed to take their very first call. Then after that we are continuously being monitored and graded on our calls. The best part, if we get good grading scores we get very nice bonuses on our paychecks! I of course could go on and on, but Mr. Stonecipher is a very generous man, that shares his wealth in more ways... read more »

Associate,  USA

  Posted at 10:02pm on Monday, March 17th, 2008

Pre-Paid Legal Services is a AWESOME company, featured in every worthy business and fortune publications. The company is SOLID and has been trading on the NYSE since 1972.

They have been featured in recent months on CourtTV now TrueTV and have been endorsed by many Attorney Generals, Former President of the ABA, the President of the US Chamber of Commerce and the Black Chamber of Commerce. That's why I have to laugh at the hateful diatribes of anti-PPLSI idiots online - but hey, what you don't know, you just don't know.

Pre-Paid Legal is the best and is the LEADER in the industry - there is nothing wrong in making a living while making a difference in peoples lives. Hat's off to PPLSI.

A happy member and proud associate.

Tim Smithe,  Location unknown

  Posted at 12:59pm on Monday, March 17th, 2008

Their panel attorney screwed me out of my retainer by taking the money, not performing work as claimed, and dropping me as a client after he encouraged me to bring discrepancies about the billing statement. Pre-paid legal is a scam and bullshit.

robyn leia,  hinton,ab

  Posted at 10:05am on Wednesday, January 9th, 2008

The legal system is complicated, and the fear of the unknown too often keeps people from getting the help they need until its too late. Thanks to Pre-Paid Legal Services Inc., a reformation of the north american's legal system is under way --enabling "the little person" to win in the end. Pre-Paid Legal understands that people are its greatest resource! I wish i had signed up for this service years ago, it would have saved me thousands of dollars and years of heartache dealing with the legal system!!





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