Winning in the Cash Flow Business

Winning in the cash flow business is a program developed by Russ Dalbey that he sells for $140. The program's goal is to teach people how to become investors by way of brokering cash flow notes. The system through which all this is done is called America’s Note Network.

Winning in the cash flow business focuses on acquiring cash flow notes. Cash flow notes are promissory notes used in unique cases like lottery winnings, settlement payments, private mortgages, and other things of this nature. If you buy this course you will be trained how to negotiate with people holding these types of notes.

According to Winning in the cash flow business the profit occurs when you locate one of these people and successfully convince them to sell you their cash flow note for a lump sum. Essentially you will replace their monthly payments for a discounted one time payment made by you.

Then you have to resell the promissory note to someone in the market for a long term investment. Your net profit will be the difference in the bought and sold price of the note.

It’s relatively simple until you throw in Russ Dalbey’s aggressive sales team into the mix. Within days of purchasing the program I received calls from his representatives offering me the sale of mentoring programs, leads, and other up-sells.

Some of the stuff that Russ Dalbey’s organization was trying to sell me was rather outrageous. For example a bimonthly e-Zine for around $125, a collection of 50 management documents for around $200, a special calculator, and more. These additional Winning in the cash flow business products are unnecessary extras that they use to squeeze more money out of you.

The whole nature of this business is very disorganized and frantic, in addition to his sales team on the phone offering me their latest tools and between tracking down and haggling with the note holders I wasn’t able to make any money using Winning in the cash flow business.

I would recommend avoiding Winning in the cash flow business, this is just one of those programs that sounds good on paper but is hard to make a reality. I make a steady income working a business that doesn't require haggling with strangers or breaking my neck chasing down leads. If you're interested in a real opportunity then you need to Check It Out Here.

Best of Luck,
Steve Albright

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Customer Reviews for 'Winning in the Cash Flow Business'

Comments to date: 13. Page 1 of 1. Average Rating:

Lilly, New Jersey	Posted at 10:45am on Tuesday, July 29th, 2008
Thanks for your reviews, did not buy.
silvia, TX	Posted at 4:20am on Monday, June 23rd, 2008
I just finished watching the infomercial and boy, they make it sound so good that in spite of the fact that I am perfectly aware that there are no good samaritans who will share their wealth for $39.95, I almost called. Then I thought "just for kicks, let me see if I can find reviews on it" I thank you for talking about your experience because that helped me save money, but I'm sorry to hear many of you were scammed out of thousands of dollars. I hope someone puts them out of business.
mke powell, virginia	Posted at 8:10pm on Monday, May 12th, 2008
i bought it two days later i got a call asking for more money to be put on a elite team with a list of cash flow notes they even have different levels you can but into ifyou have the gift of gab than this is for you anyone with sales background can do it but not those who dont
Sandy Warner, Los angeles, CA	Posted at 2:33am on Sunday, May 4th, 2008
I love this program, Just like anything else if you put your mind to it it can pay off. I got the corse, followed Russ's steps and it really works! I have also been to his work shops, Many successful students and I have the greatest respect for Mr. Dalby.
sandra, dallas	Posted at 5:04pm on Monday, April 21st, 2008
I've been in this program for 2yrs and still haven't made a dime especially now when the economy is bad I think its easy to understand but hard to get deals its too much paper work and you need money to invest in biz cards etc. But if I do get a deal I'll comeback here and tell you all about it.
Linda, N. Carolina	Posted at 9:44pm on Thursday, April 17th, 2008
I have to say, I almost bought into this. I was seriously considering one of their mentoring programs but decided to reread all the info to decide if this was right for me. Over the next few weeks I was flooded with emails hyping up their additional training. Over a 3 day period I spend time talking to one of Russ' top Executives about a program that would cost me $3,500-$6,000 but I'd get my own website and be trained on how to market it. When I told him my concern over the price he said I qualified for a scholarship and they would reduce the price by $1500 (I wasn't required to repay them for this scholarship! - their words.) When I posted threads on their forum looking for feedback from others who have taken their courses my thread was deleted. When I questioned this I was sent to 3 websites for positive feedback - all of which had direct links to the Dalbey Institute! Then I found your website and several others while doing my own search. All of which had negative feedback. Whe... read more »
Braun Tichy, Indiana	Posted at 1:30am on Thursday, April 17th, 2008
i just saw the infomircial on tv and decided to look up some other peoples feedback.... and to think i almost fell for it.... thankz to all of you for everything you have said. you have all helped me to save a lot of money.
Loretta Neal, Chicago, Il	Posted at 11:32pm on Friday, March 7th, 2008
Stay away from this program. It's just another way to put money in Russ's pocket. I bought the program and paid it in full. When I went looking for notes. None were to be found. Now all I get is emails from Russ Dalbey of programs that require more money. STAY AWAY FROM THIS PROGRAM, RUN LIKE A SCOLDED DOG!!!!!!!!!!!!!!!!!!!!!
Beverly, Los Angeles	Posted at 6:00pm on Thursday, March 6th, 2008
I thought the program was excellent when I signed up. I was provided for the small fee I paid, everything I could possibly need to do the business. The problem was that in California one is required to be licensed by the Department of Real Estate before conducting this type of business. I am a real estate salesperson. If I was a broker, I could have worked the program. If you're in California and you don't mind going to jail then try this program. Of course, since the real estate market went south, there is no work for cash flow experts focused on real estate.
sophia, calif	Posted at 8:03pm on Wednesday, January 2nd, 2008
I fell for that scam to. I thought I am a real estate agent I can do this I know about this stuff. I have some conections. boy was I wrong. STAY AWAY from this one. They call you saying dont you want to be the next one to make a million and then after they get you all excited about your dreams they say here then buy this. I agree with all of you it does not even deserve the one star rating. take care and good luck findin a at home job, I cant find one to save my life.
Susan Lewis, Texas	Posted at 2:37pm on Friday, November 9th, 2007
Won't stop charging my Credit Card... I found out that in order to make money you had to pay more than the $39.95. I called to order Russ Dalbey's program and they said it would be one payment plus shipping and handling. When I got my Credit card bill they charged me 2 more times of 39.95. I called to complain and the rep told me that it says that on the infomercial. They kept charging me so I Finally had to cancel my card.
Jenna Brooks, Tennessee	Posted at 12:42pm on Tuesday, July 10th, 2007
I have had the program for about a year now. I bought thier so called leads and help that totaled to $4,000. I have followed all their advice and directions and to this date have not made a single deal or even received a lead call for this "business." If anybody knows how I can make back that money I would appreciate any suggestions. My family still doesnt know exactly how much money I dropped on Russ Dalby's program. I feel used by him and his staff, they promised me so much and did not deliver at all. People should stay away from this program. I just wish I would have found this site before I wasted my money.
Jay Franklin, New Orleans	Posted at 4:18pm on Tuesday, March 13th, 2007
Fell for the Bait... I bought Winning in the cash flow materials thinking that it would be something that I could learn to do and make money with it. But the course is just the bait, you dont get enough training or info to know what your doing. The people from ANN immediately started calling offering more materials and ebooks. They tried to talk me into getting the website as well. And every time I call for help they just offer a $2,000 mentoring program. After all is said and done I still do not have a successful note business.