Winning in the Cash Flow
Business Reviews

Randy Phillips   California

9:21pm on Thursday, August 12th, 2010 

I got the course a month ago, I devoured the info, I listened to the audio multiple times. I Purchased a list of 750 note holders for $160 It cost me $500 for stamps, ink, paper and envelopes and the list. It took 2 weeks of hard work printing my contact letters and stuffing the envelopes. I got a call from a guy that had a $32,000 note, I got his info and posted the note on Dalbeys network w no response. Most of u mamby pambies wud hav quit at this point. I searched online for note investors and emailed the note info to several companies. One investor offered me $24,000 I called up the seller and told him we cud pay $20,000 on his note. He said he had to talk it over with his wife. 2 days later he calls and says I'll sell but I need #21,500 to pay my bills. I said..We got $20,000 CASH. He then asks wud I have to pay any fees out of the 20K? I said we pay all fees. He says OK lets do it. I told him I wud mail him the papers to sign, get them back to me and we'll get this going. It was difficult to be calm and after I hung up is wen I let out a wild scream. I signed the contract with the Investor and cudnt sleep that night I was so excited. If you whiners wud giv this half an effort u wudnt be crying about wat a scam it is. It worked for me becuz I was motivated, and I knew i cud do it. I now have several other deals in the works and Im calling the note holders on my list and using some more effort. You gutless wonders that cant succeed in this business cudnt make it in any venture. Just go get a job at Walmart and struggle ur life away. Im glad I didnt find this site and read all this negative stuff b4 I got started.

H.   Maryland

9:33am on Wednesday, August 4th, 2010

So, I'm another person who saw the infomercial and decided to check it out on the web. I've been unemployed for some time now and am in a real tough spot so a business venture such as this was tempting. I always check online to see what people say about products (even if it's a shampoo or a diet plan) to get a general "feel" for it's effectiveness, etc. I understand how an infomercial can draw you in and start to feel very tempting, so I'm not bashing people who rushed in. And I can definitely understand how a super tight budget would push you to take on more work.

I also wanted to find out more info in general,because I don't like being in the dark and want to have a good idea of what I'm getting myself into, especially if I would be using money that I don't have a lot of anyways. I am one of the many inquiring about the "Winning in Cash Flow Business" that WOULD have done a lot of the work required; such as doing research where we're supposed to, reading the instructions thoroughly, communicating with customers and establishing relationships. I also would have had realistic goals (like making 100's/week or less at first) no matter how well I followed the plan.

I had my doubts when I saw the commercial and didn't feel as convinced that it's a racket until I read a few of the comments posted here. I grabbed the ones that made some excellent points that made me stop my research:

--Thomas, LA
GREAT job bringing up the questions "we should ask ourselves" about the actual process of contact/buying/selling. The same question would have posed itself if I pursued it and the details should have already been included in the packets you purchase.

--Rino, Dallas, TX
I also have been having my doubts about the great reviews about something that just seems so false. Doing research once about something else, I actually found the same review posted on more than blog. Yes, you'd like to spread the word about how something works for you to help others, but it just makes you wonder how many are real people speaking their minds vs. company workers being clever in boosting their bonuses. The internet opens us to a variety of spammers and scammers and it's a shame.

-- Daisy G., Dallas
Excellent idea for all people in regards to ALL business industries to check with and to report companies on the BBB. Internet reviews could be helpful but there's also the danger of false statements, so it's good to be reminded that there's a trustworthy method and EVERYone with complaints and issues SHOULD report there.

After reading these very good points and the comments on the legal aspects of this "job" that was not mentioned in the disclaimer on TV or what I've gathered from those who've read the packets, nor was it mentioned in the "information" packets that obviously applies to a certain group or more costs to obtain those licenses; I've found this to be way too shady and risky.

I hope the reviews I responded to in my post made it easier for your research and good luck out there! :-)

L.   Malone

9:50pm on Tuesday, July 27th, 2010 

I purchased the program but once I received it I knew I didn't want to do it. I received a call from an over zealous person wanting to be my coach. When I told him I wasn't interested he said "so I guess you already make enough money, huh" I said yes it did. A couple of days later I started receiving 10-12 calls a day. When I answered or called back I got a recording stating I'd reached them outside normal business hours. It's been 3 weeks and I'm still getting the calls. I haven't been able to find a way to contact them to stop the calls.

EDC   Nashville

12:56pm on Monday, July 26th, 2010

Well, like a dumbee, I ordered the $238 package without reading the blogs. I have now done so and have called the 800 number to return all my materials. Camicka (sp?) was the nice rep who took my call and of course tried to get information from me about why I was returning it. I simply said that "it just isn't the right thing for me at this time". Then she said she could extend another 30 days to the money back guarantee if I wanted it. I said no and then she offered to refund 50% of my $238 with the additional 30 day guarantee. Well, that was tempting, but I figured it would mean that I would still get called to be one of the select few (you know only 32 spots exist) who get the tuition based education/guidance. (John Look at WATCFB was the rep who "interviewed me" to qualify for this education and when I asked him about the tuition, he said some people pay up to $10,000 in tuition, but since the economy was so tight, the fee would probably be around $2000-3000.) So, I was pleasant and got off the phone as fast as I could. Whew. Thanks to all who gave detailed feedback about this program. Frankly, I shouldn't have been swayed by watching an infomercial, but those ads are good. I agree with another blogger that the cable companies should NOT allow any of these type programs, but then again, it's money for the TV station/channel. Also, in the ads, it doesn't tell you that you should set up a separate phone line (unless you want strangers calling your personal home line), buy printed post cards and a gazillion stamps, etc. As I read through the manual, I made many notes that drew yellow "caution" flags. I also didn't realize that I had to actually buy the note personally and hope to hell there was someone willing to pay me more for it to make any money.

KJammer   California

8:01pm on Thursday, July 15th, 2010 

I understand to someone with no ambition, drive, dedication, or strife, this program may seem like a scam.
However, I purchased the program, studied the material a few times to make sure I fully understood it, and got to WORK.
I put all my energy and drive into it during the hours I designated to commit to working and IT WORKED. I am happier, more confident, and on my way to financial freedom.

Christian   Georgia

11:46am on Thursday, July 1st, 2010 

you can get it free via a torrent download and torrent client. Very helpful info, and i will soon be making money. And Yes, I am about to spend the 40 bucks ONLY so i can have access to the note network to post alllll the notes I have found. And no, Russ nor anyone else has endorsed me to say this, hell, I jacked his kit online for free! One up for me!!!! But seriously, you have to manipulate what he gives you and find the holes in his program and fill them yourself! Good luck to the hard workers who actually try rather than thinking you will get paid for 2 hours worth of work. And when his minions call wanting you to buy more, just say F*** Off, I'm doing fine on my own.

Cramen   Ca

6:50am on Monday, June 28th, 2010 

This guy is going to hell.

Steve   Largo, FL

2:48pm on Tuesday, June 22nd, 2010 

I called for an RMA to return the information the moment I received it. My wife bought it for me, thinking I would like it. I told the woman on the phone that I feel my money would be better invested in scratch off tickets. she said she disagreed, that they have over 100 millionaires in their business. I asked what percentage of the millionaires were millionaires when they started this. she didn't know. i asked what percentage of the people who buy in, are making a significant income. she didn't know. finally I asked, if this is so great, why are you answering phones instead of doing this? she couldn't answer that one either.

I've always been a dream chaser. but I've had enough. I'm ready for the time clock and a real job. the only ones who get rich on these schemes are the ones selling it.

Expert   Dr.Scamer

4:39am on Monday, June 14th, 2010 

1- its an info commercial .... 2 - the last get rich quick scam was the gold rush. 3 - this is def no college. Your so dumb if you even remotely think your learning anything about the financial world. but you people who think i am wrong go ahead and spend all your money because you deserve to loose it.

Dr.Scammer

Anonymous   Location unknown

10:18pm on Thursday, June 10th, 2010

Give it a shot...get off your duff and just do it!!!Don't expect something with no work involved. This business will work if you work it.

James   Detroit, MI

2:38pm on Saturday, June 5th, 2010 

I called in to get more information about the program and it was going good until they asked for $2,000 dollars to become part of a special hands on program within the program. Then they had the nerve to say I was not ready to become successful when i did'nt want to put up the cash.

Jim   Naples

9:32pm on Wednesday, May 26th, 2010 

The program, like any other works if you work it. You can't expect to spend $40 or even $3000 and get rich. You must use the information to it's fullest potential. Russ only compiled information that is available on a business opportunity, put it together and is selling the information, it is up to the buyer to USE the information. The material is not a scam. Like any other business, you must WORK it, yes work the famous 4 letter word. Those that are complaining; is the information sitting on a shelf, have you tried any of the techniques, did you get discouraged after a few negative phone calls. If that's the case, you'll never succeed at any business. Any business works, you can be successful if you work hard at it.

Anonymous   Location unknown

1:43am on Wednesday, May 26th, 2010

negativity!!!!!!!!!!! centeral I completely understand it and have only been called once!! to offer upgrade to the free website because it looks a little generic.that was the first day i have had it for 3 weeks dont need mentoring once you understand its very EASY!!!! russ doesn't ask for commission so of course he will market other things.i will have this business of mine up and running in about 1 week if i get a bite,Great if not eventually.

Tom   AR

9:35pm on Friday, May 21st, 2010 

@Jackson from Alabama. The constitution does not permit you to be jailed for credit card debt. You can be jailed for not paying federal taxes, but not because you fail to pay your credit card debt. They can however, garnish your wages. The police must have had some other reason to take you downtown..:-)

I was going to purchase the program, however, since I always look up info about the person selling first, I avoid getting ripped off. Before anyone purchases anything, especially from infomercials, run the company name on google plus the words 'scam' and 'complaints'. An example is this: russ dalbey+scam+complaints. Using the plus sign in between the words will narrow your search down and give you the most relevant sites with the needed info.

dale   seattle

3:15pm on Friday, May 14th, 2010

always the same story...these crooks taking advantage of desperate people.

rick   tx.

3:58am on Saturday, May 8th, 2010 

There is no truth to anything on this winning in the cash flow with Russ Dalbey. This is only making money for him. It's hard to believe there are people in the world like these low life people.

Anonymous   Location unknown

4:11am on Monday, April 26th, 2010 

Pretty catchy commercial... Gratz to russ for getting paaaaid.

John   Florida

5:21pm on Friday, April 23rd, 2010 

A basic explanation of how this "scam" works. I've seen these before, though none of them made sense enough to work.

I bought into the program because the system their selling information and offering "help" with is REAL. I wanted to "learn" how this worked and god knows I did'nt have money for college.

What it is: The business of finding a 'note + buyer = money' is a real way to make money.

How the scam works: Russ sells you information "around" what you really need to know. "Why would Russ do that?" Think about it, if Russ gave you the information you needed you would not need Russ anymore. Which means he would not make money off of YOU anymore. So, Russ and his people sell you all this great information and "coaching" to make you FEEL better about spending MORE money to make the business work.

Bottom line: This business and a good percent of the EXTRA services Russ sell you are very informational... but still IF YOU DO NOT HAVE ANY IDEA on how this works then you will not have a chance.

My experience: I was doing well, studying and reading every night, I even bought into the protegee program (which was advertised as a class like setting to "learn" more and get a "head start") I was sold that for $1,000 down from $3,000 only because I told them I did not have the money. Anyway, I was making real progress even bought notes from a bulk seller online who sold 100's for profit. So I keep going UNTIL I learn about all the legal things involved... I'm a 19 years of age and have no idea about legal things ect. and any advice I could get needed to be paid for... Without legal aid or the knowing of how it works I could not even go through with a note deal without the correct legal terms of the state since they vary...

Conclusion: The selling of notes for profit is REAL. "Winning In The Cash Flow Business" is NOT. Think of the WITCFB as an uncredited COLLEGE because that is what you're doing right... paying for information on how this all works. Though since it is unacredited anything if everything they "sell/teach" could be a bunch of bull.

Hopes this helps most realize what's going on.

Paul   Texas

1:31am on Monday, April 19th, 2010 

This program does work, if you have capital out the butt.

None of your business   Somewhere you don

7:37pm on Sunday, April 18th, 2010 

I rate this site "dreadful" because nobody took the time to read their information on what they ordered. I'm "winning in the cashflow business" because I READ the material. Apparently nobody likes to read.

The material is very detailed. I did not understand it at first, but I read it until I did. He does give you step by step instructions on what to do. It is that easy. If you just spent $39.00 I understand why you did not get anywhere. I spent $200.00 and I feel like it was the best investment I ever made. I bought the whole package. You have to spend money to make money and you have to put your best effort to see results. Then when you know what you are doing then it does become easy.

He has sold his information to everyone for what ever you spent and that is a dime in his pocket. He put this information together so other people could share his wealth with the knowledge that he has given. You know what I live in a small town and I have made pleny of money from this. I do not share my knowledge with anyone because then they can take my clients away. He did'nt he sold his knowledge so we can better ourselves. I have a good reason not to share mine.

I bought the system a month ago and have not received any of these calls these people talked about. I'll tell you guys a secret just to get you guys a head start, use your referral sources like in the book. Read it, it will help you. People come to me I don't find them. Why waste your time. Look another thing, Russ has the education to teach people. College is not free, you know you have to pay for education no matter how you look at it. Thats all I have to say, you guys got to figure it out on your own.

Yeblad   usa

2:07pm on Saturday, April 17th, 2010 

Stay away from this scam and anything else that involves this Dalbey guy as you would a rattle snake!!!!!

Diane   Boston

10:00am on Friday, March 26th, 2010 

What you get are 3 little booklets,and a couple CDs and some extra "free fluff" reports that don't even begin to cover the business in depth enough for you to succeed. That's because most of the money they make is by trying to "coach" you to make sense of their woefully inadequate course of study.

I got constant emails and calls (sometimes 8-10 calls A DAY to my cell phone!) asking me to participate in this or that offer to help me succeed...but I thought "isn't that what I had already spent money on?!?" These "helpful offers" ranged from hundreds of dollars to THOUSANDS of dollars. After hours and hours and days and days of wasting my time trying to find notes WITHOUT spending thousands on advertising and additional "helpful programs" from Russ I came to the realization I had been taken by one of those too good to be true "get rich quick" scams. The most lucrative offer I got was to BUY a website from him to promote HIS cash flow business and he offered to pay 90$ per referral. Here is an actual quote from his email he sent me about that: "All I ask in return is that you tell your friends, family, neighbors-everyone you know, who you think can benefit from making extra money-to visit my Winning in the Cash Flow Business website."

Yeah right, like I want to foist this stinker off to other people and pretend it's great just to get 90$ from Russ. At least my reputation and integrity is worth more then that to me.
There are better programs out there that can help you make your dreams come true.
Russ Dalbey's program is not one of them.
-Diane Augustine

Jack   Pennsylvania

6:34pm on Wednesday, March 10th, 2010 

These people were so quick to take my money and I call to setup a refund and they give me a run around telling me they will call me back. Each time their "quality person" has called me back they were on to sell me another product. I am starting a civil suit against Mr. Dalby for the money he has taken from me and their false promises. Anyone interested can Email me at Admin@RussDalbyScam.com. I will also be turning this into our Attorney General and calling the news as well.

john   texas

3:27am on Friday, February 26th, 2010 

scam. scam. scam.

Christina   Missouri

12:07am on Friday, February 26th, 2010 

It's funny.. They're saying that it's 'easy money' but it seems the only one making money at all here is Dalby.

Emery   Allentown, Pa

9:14am on Thursday, February 25th, 2010

I almost bought into this one. Thanks for the comments everyone. I've been burned several times before looking for the quick/easy dollar.

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Jackson   Birmingham,AL

12:08pm on Tuesday, February 23rd, 2010 

Don't ever buy this. Not even if your life depends on it. Because even when the nightmare of having them haunt you non stop finally ends, the REAL nightmare begins. That's when the credit card collectors start calling you. Wanting the money that you now owe them from when one of Dalbey's high pressure sales people talked you into putting this "investment in your future" on your credit cards. Bad bad idea. I was so stupid. And, see, if you have a spine and a brain, something I lack, you can actually tell Dalbey's people no. At least you have the option of saying no to them. Try saying that to the credit card companies. Won't work. Next thing I knew, I was in the back of a patrol car, shackled like a dangerous fugitive for not paying the credit card company because I was way behind on other stuff. Something that would not have happened had I not ever purchased that damn introductory package I saw on a Saturday morning infomercial back in 2003. Also, keep this in mind. I purchased this in 2003. I had his over-the-top sales staff calling me during the day, at night, at work. I did not yet have a cell phone at that point, but I can promise they would have been calling that as well. I got in deep you-know-what at work for getting those calls there. This was in 2003 and a little into 2004, when the economy was, well, better than what it is today. And this scam damn near killed me. I can not begin to imagine what this scam is doing to people now, in these horrific economic times. When they would call, they would scream at me. Laugh at me. Insult what I did for a living (called it a dead end office job) and where I lived (saying "do you want to be stuck in tired, old, run down Birmingham,Alabama the rest of your life?".) Said I could be living in Hawaii if I was successful at this program. But, to be successful, I would need to purchase the higher end products. And, of course, I was put down and told "did you honestly think that you could get a business started for $49.95?" Followed by a series of laughs. I felt like a real genius at that point. While the nightmare of dealing with Dalbey's sham of a company ended in 2004, I am still trapped in the nightmare of dealing with credit card companies who can pretty much do anything that they want to. And, there is NO SUCH THING as a statute of limitations on debt. If I live to be 100, I will always be legally obligated to pay them. It's not that I don't want to pay it all back, it's just that I'm afraid that there is not enough time left in my life to pay it all back. So, it is too late for me. I'm done. BUT, if I can save even one person from getting involved with Dalbey's scam, then I will at least have one thing to feel good about in my forever destroyed life.

Denver   San Luis Obispo,Ca

10:48am on Monday, February 22nd, 2010 

I was skeptical before I found this site,now I'm sure it's a scam. The individuals who say this is a legitimate business are lying or lucky. You should never have to pay for information that you can get for free on the internet. A little research will save you money. My real complaint is there's too many of these get rich scams on cable television. I feel that I'm being scammed by the cable company. There should be a way to stop these infomercials being aired.

heather   Pennsylvania

8:56am on Wednesday, February 17th, 2010 

need a degree to even try to figure this program out.Have not gotten close to receiving refund do not even know if you can.They don't answer calls and you need an rma to return merchandise.Alot of other stipulations for returning merchandise.Do not order this product.Save your money.

Kris   Norfolk

1:00pm on Saturday, February 13th, 2010 

Thanks to you all who posted. I just read this and realized how much of a thief he really is. Now I can save my money and time for more important things. Notice how the screen rolls so fast while the people give their fake/misleading statements as to not give you time to read the disclaimer.

Much love to you all for your time.

Tim   colorado

2:16pm on Thursday, February 4th, 2010 

I went to my local courthouse house like his people told me to do and since I did I have had non stop calls from buyers wanting the notes. thanks for the help.

Mike   Chicago

4:34am on Monday, February 1st, 2010

I was going to buy it, then I read a lot of the comments. If It's so proven to work then they should walk you through it. I understand for $40 bucks what do you want but, If he was any type of descent person he would have his (coaches) walk you from point a-z. at least the first couple times. If these people paid extra for help! Then help them.

I would like for just 1 of these info. Too be on the up and up. The Lord as my witness, I could really use the money and I would put in the time. Good luck to everyone on both sides of the fence!

Tom   Texas

7:51am on Thursday, January 28th, 2010 

Every time a success story is being told by one of the people, the following disclaimer appears on the screen that should tell you everything you need to know about this business:

"Results not typical and are dependent upon applying the materials provided effectively AND OTHER FACTORS. Most purchasers will earn LITTLE OR NO MONEY. Most Testimonials purchased other DFI products in addition to Winning in the Cash Flow Business."

That's enough for me.

NATASHA   TEXAS

5:24pm on Tuesday, November 3rd, 2009 

I am a divorced mother of 3 and saw the show and decided i wanted to try it,but when i called for more info on it,the lady was so rude to me. All she kept saying is she needed my credit card number! That made me check more into this program and im glad i did. It lead me to all different sites about this guy. So thanks to all of the people that posted.
If yall had not posted i would be out of money that i could have used for my children. Big hugs from TEXAS.

Devenia   CA

4:04pm on Friday, October 30th, 2009 

Ok, now I don't feel so dumb. At least I'm not alone. I bought into this scam as well now I regret it. We are in disparate times people and it's unfair that we are in our situations because of the economy. I've been working sense 14 years old and I'm still not rich. I am part of the working poor, middle class but yet can't get a break. All I want is to have reserve in the bank but it's hard to do when my home is under and our jobs are furlough. We are hard working Americans that are being robbed in our sleep by our own Government. This guy is smart, a genius but morally he's NOT! He is taking advantage of hundreds of innocent people all over the world. Yes, he didn't put the gun to our head but it was loaded. Remember if it's too good to be true then it's not true. Best of luck to all who is winning in the cash flow and God Bless those who aren't.

Jeff   Fort lewis

12:20am on Saturday, October 24th, 2009

All,

As I continued reading this blog, I found many upset and frustrated people. "How is this guys still on TV"? My question to you is what have you done? If you purchased this program and did not reap the rewards promised, you have an option. Class action law suit. People like this clown Russ, prey on those of us that desire a way to augment our current careers. He does not work and probably never has. These people are leeches milking the system that makes this nation great. One of you inspired individuals who have tried the program need to organize and pursue this vulture to prevent him from wasting anyone time. I am not a lawyer, but I am confident that a creative law firm could effectively pursue a class action against this bozo and any channels or cable/satellite providers that air his program. So... Who is man/woman enough to do the right thing?

Jeff   Fort Lewis

11:43pm on Friday, October 23rd, 2009 

Listen Folks,

Any advertisement, whether this, the Trump network, Amway, or any MLM that promises quick, easy money is a heaping load of BS. The world is full of people much more brilliant than you or me. If " work at home" scams were a feasible option to supporting your family, noone of any intellect would have a job. In my limited experience, the only "work at home" opportunity that works is ebay. Good luck and dont be a VICTIM...

Jiabroni   California

4:47pm on Wednesday, October 21st, 2009 

I watched the program which seems very promising to me making some money in the beginning. Just like everyone else reading the reviews here I am happy to say that I actually saved my $40 instead of going for this scam. I think I will just find better ways to earn my keep from now on instead of going for these tv infomercial rip offs.

Tyler   Ga

9:16pm on Sunday, October 18th, 2009 

Russ Dalby is nothing more than a thief, selling you his over priced, useless product. People who try his program are being robbed blindly, in hopes they can one day be rich

Thomas   Louisiana

7:21am on Friday, October 16th, 2009

I wasn't interested in purchasing this package, yet ... intrigued over the prospect of what these, "CASH FLOW NOTES" they allude to, ARE, but... do not define. This is how it works. You are told you can find people with law suit settlements, annuities from lottery winnings, real estate properties in an escrow of multiple heirs ... etc. After, doing these type of things, conveniently while "dialing for dollars" out of the comfort of your own home, you may "seal a deal" by buying out people for a lump sum and then you resell the note for more. One should ask themselves these questions: 1) Assuming I make it so far as to offer the note holder a "one time - lump sum" buy out ---- where do I get that money from? 2) How do I find these people? Wouldn't this information be protected? As not to have people bothering them all of the time? 3) Can "Cash Flow Notes" really just be floating around on people who wouldn't have any idea that someone owed them money and be eternally grateful to see someone like me find them and then find out I want to take more than half of the "pay-out" on it to see that they receive it? These are just some of the things you need to think about. Also, you'd need to be a lawyer, realtor, and insurance agent / adjuster working as a 3rd party (independent) to do any of this and it is highly unlikely that you could afford to have all of these titles and do this "part time" over your phone. Russ Dalbey's company is teaching you that you may "SCAM" others as they "SCAM" you! And the truth is, you may .... but, you'd have to come up with the seed money to do what he did and buy late-night advertisement time with a small group of investors and offer a get rich product or a fitness exercise machine, wait, that is safer ... the exercise machine. If the buyer doesn't use it, enough, you can always blame it on them and it is a defensible claim. I can't see this "FLOATING NOTE" deal, even being defensible. On the program it does make disclaimer, "RESULTS MAY VARY". I imagine that is the only thing that keeps them able to air this "SHMUCK". Sincerely, TRF, Louisiana

greg   san diego

12:04pm on Thursday, October 8th, 2009

I find with these businesses the business is really in them selling you their product.

Joe U   Boston

10:32am on Thursday, October 8th, 2009 

The program is the opposite of part time. In order to be successful you must exert a lot of effort by marketing and educating your self. It is simply a scam. If you intend to be optimistic like I was about the program then fine, but when you decide to return it even tho they refund you your money in full (60 days) you must pay to ship it back. Fore warning that's all. The Russ Dalbey guy is about as convincing as obama.

samantha   buffalo

3:41am on Friday, October 2nd, 2009

To those who say it isn't a scam, but it requires hard work and dedication; doesn't the infomercial stress how easy it is, and how little time it takes? Using phrases like "part time","from home", etc. So, who do you think this man is trying to pull in?
We all know that hard work and dedication will lead to success. Sorry, I'll opt for my tangible degree.

samantha   buffalo

3:16am on Friday, October 2nd, 2009

Kevin, from New York. You almost sold me a bag of dog crap. Your comment was hysterical.

Kevin   New York

6:04pm on Monday, September 28th, 2009

First of all, I have only seen the ad on TV and was curious about reviews before I considered buying this. So, I haven't read the material or seen any objective information. My comment is in regards to these sort of programs in general.
As I read through these scathing retorts, it seems pretty obvious that the gap between the high expectations presented in the ad for "Winning in the Cash Flow Business", and REALITY is as vast as the political views of Newt Gingrich and Fidel Castro. The ad was obviously made by direct marketing experts as it really does create a sense of wonderment and gets the "I want to be rich too!" hormones flowing even in a callous skeptic like me. But then I wake up.
The reality is, this program probably does work for some people. Those who really want it to work can make it work and do this kind of business. The scam is, you don't need a marketing company selling you general information that you can find online or at a library. If you really want to do this business, spend the time and effort to learn it. Not some easy way out method like this. The only reason they do this is so that they have your address and phone number and have a free pass to keep soliciting more and more business from you. Its 'carrot on a stick business'. Its worked since the beginning of time.
This applies to any of these infomercial style ads. Think about it... why do they need to spend 1/2 hour building a big sales pitch to get you to spend $39, when Geico can persuade you with a little talking Gecko, or disgruntled cave men in about 30 seconds? If I wanted to sell you a new toaster oven for $39 (if you wanted or needed one) it can be done with about 30 seconds - 1 minute of persuasion. If I wanted to sell you a bag of dog crap, I would need about 1/2 hour to convince you that (not many people know about this but...) canine feces are a hot commodity and is usually worth $199 at this purity level. But, if you call in the next 18 minutes your cost won't be $100, or $80 or even $50. You get the bag of crap, the 'stool purity testing kit' (a $70 value), and "101 Ways to Profit in the Dog Crap Business" CD (a $100 value) for one EASY payment of $39.95.

Yep, that should make it clearer now. So remember, whenever you see one of these infomercials, just replace the product name or part of the name with "Dog Crap", and your decision should be easier.
For example, "Wining in the Dog Crap Business", "No Money Down, Dog Crap with Carlton Shiits"; "John Beck's Free & Clear Dog Crap System"-- and so on.

So kids, the lesson is, do your homework, learn a marketable skill or gain specific knowledge and get a job or start your own business with those skills and knowledge. When you are successful, you can sell your ideas on CDs for one easy payment of $39.95.

Good luck and God Bless

L.D Carter   Atlanta, GA

6:30am on Saturday, September 26th, 2009 

I had a feeling that this was a scam the very second I saw it on TV. I've been scammed by a lot of these so-called get rich quick gurus. People like Robert Allen and a few others. This guy, Russ, his infomercial pretty much told on itself. I didn't buy the program or anything. But I can tell that it was a load of BS. They're showing big houses, Bentleys, Rolls Royces, Boats, etc. I knew it was crap just from that alone. The so-called success stories on the infomercial are nothing more than paid actors. It's so obvious. Again, I Haven't bought this program. But I can see from a mile away that it's a scam. If I want to know how to buy notes, I could easily learn from my buddies that are Millionaire Real Estate Investors. Save your money, people. Next time you see this, or any "get rich quick" crap, just run the other way.

Billy Bob   Bal;timore

4:36am on Friday, September 25th, 2009 

Thanks for educating me about this scam. I actually pushed the submit button online and a message showed ..error call the 1800 number. I won't won't be surprised if the package shows up up anyway and that they were hoping to double bill me.

Derek Carr   PA

4:19pm on Tuesday, September 22nd, 2009 

Dalby is a crook

Rick   Georgia

6:11pm on Monday, September 21st, 2009 

The program is grossly oversimplified in the infomercial. They say "Easy" over and over, but there is nothing easy about this. Their pitch is "find em, list em, and sell em", but you could write a book on each of those and still not come up with a way to effectively do this. I bought the program. I studied it for some weeks. I went to the local courthouse only to find the information I need is not available to me. I paid the state of Georgia their $10 per month fee to access real estate records online, only to find that in order to find such information I need to know in advance the name of the person holding the mortgage, the date on which it was issued, or, the subdivision in which the property record I am looking for can be found. There is no way to know this information in advance! The state and Dalby's "coach" on the phone both admitted to me that the best one can do is to make up names and dates and see if anything matches. Imagine that! It would be like playing the lottery. It is also true as many have said here, that once you pay for the initial package, you will be hounded with emails and phone calls trying to sell you much more expensive "important offers that will help you make money". I have been told by the Dalby people that some of these programs run as much as $3000!
Like others, I have studied the program, tried to follow through with action, and I have run into dead ends over and over. I am convinced that this is nothing but a plan to enrich Russ Dalby.

Gina Smith   New Jersey

11:03pm on Friday, September 18th, 2009 

I bought the program.It did not work. They kept on making promises if I paid more. Russ just makes money by selling the program, not by helping people. This is all a lie, a trick. I wish I read about him before I foolishly spent my money. Something has to be done to stop people like him.

Cheryl   Wisconsin

11:50pm on Wednesday, September 16th, 2009 

I have read some of the comments about the Note Network program. I have only read one with a good review. How much work do you really need to put into this program to make it work? I have purchased this program and have not been able to find a note in any of the surrounding counties.

Levi   Missouri

2:53am on Wednesday, September 9th, 2009 

How is this guy still on TV?

John   California

12:11am on Thursday, September 3rd, 2009 

Ok... I have worked for this business and it's actually called Dalbey Education Institute, which is located in Westminster, Colorado. No joke, I have actually worked there. Yes, Russ Dalbey wants to be glorified and pushes people in his company to make more sales, so he makes more money. We go through a week of training, learning a script that goes something like this, " I'm Blake calling from winning in the cash flow business. Boy am I glad I got a hold of you."
"Russ has asked me to get directly in contact with you today because he is looking to help more people in blank state create success."
There's more, but you get my drift. Yes, it is scandalous and not worth your time. Russ even has his own staircase at the home business in Colorado that no one but him is allowed on. Even in training they want people to talk about there goals and dreams, like do you want a ferrari, well Russ has one. I don't freaking care what Russ has. The state of Colorado's Attorney Generals Office was investigating this company. Look up secure income system and see if scam reports come up, they don't. You don't even have to do that with Russ Dalbey and the essence of scam are mentioned in the search results. It's all smoke and mirrors. Look, I won't sell you anything, but if you want information on this character, email me... I'll tell you everything that you want to hear. I just don't want to see another good person get scammed. Email me at the_sentinel2002@hotmail.com, send me your questions and if by chance you did order that crap and need help dealing wit those people, I can tell you an easy way to make them go away. let me know.

Jim   Mn

11:02am on Tuesday, August 25th, 2009 

How could you fall for this without doing any research?

David M.   Miami, FL

1:43am on Wednesday, August 19th, 2009 

First Of All I Have No Doubt That This Guy Russ Dalbey, And That The Program Was Created For The Sole Purpose Of Making Him Money And Not The Customers That Buy It. If He Wanted Or Was Helping Us Like He Says In His Infomercials Then He Would Explain How Hard It Is. I Believe The Idea Behind His Program Is Not A Scam Or Not Impossible Because With A lot Of Work And Dedication To It ( Especially In This Down Market ) It Could Work. The Money Figures That He And His So Called Students Say They Make I Think Is A Lie, But You Still Could Make Money From It But You Would Have To Be A Very Convincing Person. All He Is Selling Is Unnecessary Information And Not For Your Benefit Only For His. If You Feel Like You Like To Invest In This Business Just Do Research And Buy Books On How To Find Cash Notes, But Putting Your Money In This Mans Pocket Is Just Making A Bigger Smile On His Face And Another Person To Laugh At.

Joe   PA

5:44am on Tuesday, August 11th, 2009 

I understand that there is no get rich quick scheme, as should everyone else out there. But the infomercial does not fully explain what needs to be done to be successful. If they were honest about what it takes to do this business, no one would think it was a scam.

If someone can point me to one of their infomercials that says it will take time and dedication to be successful and that you will get 6-8 calls a day asking you to spend thousands more, please point me to it. If that was mentioned at all, no one would think it was a scam.

Alan G.   St. Louis

5:34am on Saturday, July 11th, 2009 

I just saw the commercial on tv about the program, and right away I was skeptical. It sounds too good to be true infomercial... I did some homework on line after seeing the commercial, and saw these reviews about the program. That confirmed my suspicions about the program not being legitimate. The easier they make it sound, the more skeptical I get!

Dr. BallsOFgold   cayman islands

12:06pm on Saturday, July 4th, 2009 

this program is not for those happy being employees,
if you can only dream of a better life, this program is not for you,

you cant just want success, you have learn to live, breath it, and sh*t it. russ can show you how.

JUST KIDDING FOLKS, its a scam.

you see, information becomes worthless when everyone knows it. if russ's program was true, the last thing he would want to do is talk about it. come up with you own get rich quick scheme, and youll certainly have better luck then following this scam.

Will Padgett   KS

6:06am on Tuesday, June 23rd, 2009 

Hi, Tried out Russ's course with little success. Like everyone else I was bombarded with phone calls from thier staff and asked to spend even more money. I'm sure there are ways to make this business work, but the information could have been found for free.

Jessi   Iowa

1:24am on Sunday, June 14th, 2009 

So i just saw this on tv and decided to google it. I hate these things. These rich ppl dont understand anything. I work for what i have and im proud of it. My fiance and i provide for our children, not with "easy money" and we are a very happy family. We both had hard childhoods and are showing our children better lives. There tv scams are so full of it but whatever

Chris   Las vegas

10:48am on Tuesday, June 9th, 2009 

Not sure. gave the program to the wife. she has a connection and has started it. Not sure if because we are very familar with Real Estate, mortgages, and title that we find it easy to understand. Will let you know if we make any money. I will say they call 6 times a day and tried to get me to become a protege' by shelling out $3000! Brandon I hope you read this......people by these programs to supplement money, not to spend all of their money! by the way I still get 3-4 calls a day, and it has been a month!!!!!!!!

The program from a professional stand point makes sense, the sale of your dreams.....come to Las Vegas and stay for 4 nights, spend a $1000 gambling, eat a very good meal, and have the time of your life for less than $3000!!!!
By the way STOP FREAKING CALLING ME!!!!!!!!!!!

Ron   California

3:03pm on Sunday, June 7th, 2009 

If making money is so easy, why doesn't the company give you the info free and after you make money with it, ask for something in return?

Jesse   Fl

3:41am on Friday, May 29th, 2009 

What comes in the mail is information that is not helpful. I am just glad that I didnt spend more than 40 bucks. Oh, and I am so glad that we have people like Rick from California to tell us about "negatives out their" and "scarifice". Oh and I'm glad that your business is "making money know". Oh and "pace on earth" to you too and I wasn't "offended" at all.

Rob   Minnesota

4:19pm on Thursday, May 28th, 2009 

Like a dumb ass, I purchased the $39.95 package deal before looking it up on the internet now I'm afraid to even open it up. There are just to many bad reviews about it, and it sounds like a scam think I'll just send it back.

JFC   Limbo

5:16am on Wednesday, May 13th, 2009 

Scams Like This One Are Piracy, If You Want To Check Out The System But Are Weary Of A Scam There Are Torrents Somewhere. Information Should Be Free. Fight Piracy With Piracy.

mike   Ventura, CA

5:47pm on Monday, May 11th, 2009 

I have read through most of these comments and can understand how some (or all) of you can hate this program. I tried it about 5 years ago and made $2000.00 in a month in a half (I actually would have made $4000.00 but a lady couldnt find her paperwork). I worked for a telemarketing business before so I know how to deal with people calling mad, curious and so on. I went to college and now im back in the mix, starting up. The package Russ gives you is information, just like anything. You dont need mentoring or any of the other stuff. I just say NO. I take the few books (which I bought again to freshen up) and manipulate it to work for me. It's not really Russ's business, he's just trying to make money off of the opportunity. The opportunity would be there whether he sold it or not. I know you can make money. The key is being creative. You can get pissed off and quite or you can look around and see what you can do with the little cash (my case) you have.

Stewie   Rhode Island

7:42am on Friday, May 1st, 2009 

I received a "booklet" in the mail yesterday chock full of "success stories." I knew it was probably a scam and your website confirmed it. Thank you. As a sidenote, I am watching Good Morning America, and they had tips on finding legitimate internet work-at-home businesses, and all the real experts say the same thing: if you need to put money upfront for "start-up" costs, it usually is not worth it.****Also, which one of you tricksters is Rick from CA.??? No one could be making money off this dumb note thing and write like that. Rick from CA. reveal yourself!JK. I loved it though. Hilarious!****

Steve   Real Good

6:58am on Sunday, April 26th, 2009 

I love this man and i want to kiss him. I have made 934,434,321,312 and I only work about 3 minutes a week. It took me a few hours to film this stupid infomercial, imagine the money I lost developing this system. Anyone who even thinks about buying this system is a complete moron.

Laura   Michigan

8:52pm on Thursday, April 23rd, 2009 

I bought the Winning in the cash flow material and the 5 grand extra lessons. I Have yet to make a deal. I get a lot of e-mail about success stories but I am not one. I have not put in a lot of time trying to sell notes yet so I should wait another 6 months I guess before making a final judgment funny.
I am going to keep trying since getting my moneys back is a done deal by now. Good Luck all.

Toi   Jersey

11:25am on Thursday, April 16th, 2009 

I appreciate all of the comments. I was up late last night and of course I am desperate to make some money but am always careful about this kind of stuff. I wrote down the number b4 I fell asleep and this morning I googled it. I like to see what people are saying about the products b4 I buy. It was just as I thought. It seems everyone has been scammed and I appreciate your comments so that I don't make the same mistake. best of luck to you all!

Nate   DC

4:32am on Thursday, April 16th, 2009 

All you people that say the infomercial was terrible and you are skeptical and still bought it are stupid! how can you ever let an infomercial like this allow you to take your money! seriously!

If you got conned, do everything in your power to get the money back! Good luck

Amazed   Miami, Florida

3:30am on Tuesday, April 14th, 2009 

A friend of mine just got scammed by a similar program.

There is no "get rich quick" shortcut no matter what these commercials say. Hard work, research and dedication are required. You don't need to let some slob take advantage of you for you to do any of these things. There is nothing they can offer you or teach you that you can't go out there and learn yourself. There are NO "insider secrets". These advertisements are run at late hours of the night not only because they are cheaper but also because demographics show depressed people and unemployed people watch tv late night. That's why there are so many of these self-improvement stupidities on television. Stop watching and believing these people and do something with your lives.

hoffmann   Location unknown

2:11am on Tuesday, April 14th, 2009 

this program sucks

Dave   Furlong

6:00pm on Saturday, April 11th, 2009 

Don't get scammed. They told me that the information I paid 39.00 for is ALL I would need to get my business started. This Taylor Knight called and tried to hit me up with his scam. These people have no shame.

Rino   Dallas, TX

2:41am on Monday, April 6th, 2009 

Beware of people who post 5-star reviews. They may be HIS employees or even the same people at the call service trying to scam other people into buying his program. If I would make money out of this program, I would not be here around telling everybody my full name and location and that I made a load of money.

jean   miami

1:36pm on Sunday, April 5th, 2009 

i just got this program...
and well try it for myself if it really worked or not
you never know unless you try...

RICK   TEXAS

5:26am on Saturday, March 28th, 2009 

I ALSO BOUGHT THE PROGRAM AND OMG I HAD SUCH A HARD TIME AND NEVER HAD ONE PERSON SELL ME THERE NOTE!

Anonymous   Location unknown

3:53pm on Friday, March 27th, 2009 

f**k the cash flow business fake a** b**ches

kathy   Ohio

1:39pm on Friday, March 20th, 2009 

To "skeptic in spokane" I think you like to hear yourself talk like the politicians on CNN. If you haven't bought into the program no one needs your arrogant comments. I'm a paralegal and I can tell you that the morons running this business obviously don't know what they are doing. You need a good background of real estate to comprehend and run your own business. Also, having legal advice and a CPA on your side helps as well. People get sued over the legalities of this business and Russ and his parasites are trying to convince the general public that they can compete against big corporations and lending institutions in this note business by throwing yourself out there as a third party. Give me a break!

Greg   GA

11:18am on Tuesday, March 17th, 2009 

I always thought that I was smart enough to not be taken with such a scam! However, during a time when my family situation changed when my wife became chronically ill, I needed something that would allow me to stay home and take care of her. I bought the course about a year ago, I even spent extra money over $8,000.00 with the promise that I would be given a "personal" coach, who would teach me all about the "secrets" that you couldn't find n the manuals. This personal attention turned out to be nothing more than a con. The class was a joke, yes, they promise a "money back-promise"; but I complained the first chance I got on day one.

I was taken aside, and it was like an auction. "They would say things, "Well, Greg, we don't really give money back for the class, but give you a chance to attend another class in the future." I replied by a firm "No, that is not what the sals person on the phone told me." I continued, "The salesguy made the class sound as if it would be customized to my unique business style, etc." They really never gave me my money back. They asked me not to say anything to the other students....and put me with 'a coach"...and all he did was rush me through this marketing like class that anyone can get from a good marketing and finance textbook. I feel so stupd!

I complained, again! and was given more false hope. I thought, "OK, I will take these leads and see if they will work." They were bogous! numbers were not in service or I couldn't get a connection. I called this 1-800 # they claimed was a private number only for we VIP members. Using this number, you could tap into coaches that would guide you. HA! I had a solid lead and when I called, the coach told me "the investors" would not be interested. I used their slogan: "Are you receiving monthly payments secured by property/home?"...I could never gain access to "the investors"...the coaches were not really helping...it was clear they were there for a "paycheck or commision". To this date, I have not been able to anyone at the Dalby Institute to follow through with what they promise. However, I keep getting harassed by them. I got an email that actually said, "Greg, are you a scardy cat?"

Snake oil is nothing but snake oil! The technology changes, but the principle is the same, prey on the vulnerable...when you're not expecting it. During the class, several people came up to me and asked me what I paid for the class. some paid as much as $6,000.00, while others paid 250.00. My bank would not help as it was something I gave permission for, but what about the outrageous claims? BUYER BEWARE! If any one knows of a class action lawsuit I would contact their state attorney general. Chances are, your state attorney general is not aware of all the complaints...if so perhaps a real class action lawsuit can be filled.

My state attorney general had not had a complaint filled. If anyone knows of a class action suit.....please, please, reply.

Courtney   Texas

1:23pm on Tuesday, March 10th, 2009 

I just bought it last night before I read this. Do they really give you back your money 100%?

Susan   New Jersey

4:18am on Tuesday, March 10th, 2009 

I saw the infomercial and was not impressed. These people should be put in jail for basically scamming people out of their hard earned money, especially during these tough economic times. They are preying on extremely vulnerable people who are having difficulty making ends meet. Really, "all" of these money-making infomercials are bogus.

Fred Martin   south Carolina

12:47am on Tuesday, March 10th, 2009 

Thanks a lot I was just about to buy it.

Thanks a lot

RJ   Wisconsin

4:01am on Monday, March 9th, 2009 

Thanks for all the reviews people. I didn't buy the program and I won't because I know it's to good to be true. Russ is making his money off selling the program, not using it! Are the top Richest People in the USA on tv telling us how to get rich? Of course not, their keeping it to themselves. Russ is using the economic hard times to prey on people's vulnerability and it's working for him. PEOPLE, DO NOT PAY FOR RUSS'S PROGRAM. SAVE YOUR MONEY. Here's a thought, if we all pooled $39.95 and invested that in savings bonds, we'd be farther ahead.

jon   rockford, il

3:22am on Monday, March 9th, 2009 

yo rick from California...

for a "successful" business owner you sure don't know basic grammar, punctuation, or spelling.

btw, this program sounds stupid.

Peter   dallas

10:33pm on Wednesday, February 25th, 2009 

I saw the ad on TV, it sounds too good to be true. Luck enough, I found this website, and read all comments, Thanks you all for valuable comments. For those who bought the program and failed to make money, did you try to get refund? did anyone ever get refund? The program promises to full refund of $39.99, is this true?
Thanks.

Larry Lineberger   TX

9:30am on Tuesday, February 24th, 2009 

I'm sure there are "cash flow notes" out there, or there wouldn't be so many TV commercials from businesses advertising to buy them. When there are whole businesses devoted to buying cash flow streams at discounted rates, I don't know why a novice would hope to suddenly get rich doing it. That business preys on people entitled to cash flow streams who are financially desperate, ignorant as to discounting and mortality rates or trying to rip off an elderly relative's income stream. I can't imagine getting much job satisfaction from doing that to people.

Lumpy   UK

4:44am on Monday, February 23rd, 2009 

For anyone who doesn't think this is a scam, just kill yourself and get it over with already. The rest of you morons defending this crook are even more despicable. Save your equal reward for equal effort speeches for your Am Way staff meetings. This guy is a crook, and this program is a scam. Just google Russ and you'll find out all you need to know. If you still don't think it's a scam, send me $39.95, and I'll send you eternal happiness.

BG   Tennessee

2:24pm on Thursday, February 19th, 2009 

Well, after reading your reviews im still not sure if im gonna try it or not. i have my doubts about it now. if i decide 2 try it, and it works i will let everyone know that it is not a scam.

Successful 28   Denver

11:00am on Thursday, February 19th, 2009 

I have no intention of slamming any of the people on here however, I have personally made success out of the program. I have also met several of the other success stories. You people need to consider that there is no such thing as a get rich quick scheme, everything in life lucrative or not you must work for. For the people that are complaining about the program not working be honest with yourself and ask if you really gave it 100% or did you give up right after the sales staff contacted you. The note business is very lucrative and IT DOES REQUIRE WORK i.e. I ordered the basic course and a money tree NEVER grew in my backyard. Reality says that Leaders will lead and followers will follow. AGAIN THIS WILL NOT MAKE YOU RICH QUICK but it is a lucrative business assuming you don't throw a tantrum on the first phone call you receive from the sales staff. Best of luck to all.

rick   califonia

1:12pm on Sunday, February 15th, 2009 

Recently I Have bought this program and read it and for the negatives out their maybe you did not do you're homework like the rest of the ones. In order for great success their is scarafice. I am a small business owner in took me two year to stand up my business,in order to make the money I make know. And for the college student I believe you did not do you're homework on this.some of these college students think they got it made just when they come out of college and have a B.A. or their A.A degrees but in fact they still don't know sh****t about life. Don't get me wrong you can flip through pages like their is no tomorrow. and take a test and fail. or get a small percentage on their test. I see life sky the limit you put you're time effort you'll get their. Don't lose you're mind of the small sh****t. well anyways pace on giving earth and sorry if i affended any one.

ugo   queens

1:19pm on Saturday, February 14th, 2009 

don't buy it
pure bulls**t

student   MI

3:41am on Tuesday, February 10th, 2009 

First of all, I am an 18 year old college student, broke, and studying my ass off for my future. It is so annoying to listen to this infomercial on how to get rich quick. People like Russ Dalbey Disgust me. It is crazy that they actually put people on this show that have "made money". People can't be just giving $40 or more for a product that is not even guaranteed to work. I struggle to pay for everything, especially growing up in a middle class family. Nothing is ever easy, And you are forced to live pay check to pay check. That is life for about 95% of Americans. So when I saw this outrageous clam that you can get rich quick, I fantasized for a moment, and wished that this is possible, but quickly came to my senses. I'm poor, I live pay check to pay check, and I can't even afford toilet paper. When someone tells you that they didn't work hard for their money, they're full of s**t. People like this need to leave us f***ing Americans alone! Don't give us false hope when you have it way easier then all of us do. So I guess the moral to my story is you can't get anything easy, you have to work damn hard to live the good life. So instead of watching these stupid infomercials that are all to good to be true. Take some classes, earn a degree in the medical field, and get a JOB!


-Student

dENI s   Cape Coral, FL

6:38pm on Saturday, February 7th, 2009 

First of all if you cannot write and spell correctly you need to deal with this first.

If someone with a note catches wind of this you are gone.

Nothing is easy but, Russ continually sends me e-mails of success stories. Really sounds great!

He has your money and as said in an earlier thread
if all was great why would he need to sell his story? Russ should just go about his merry way and sell his notes and become a Billionaire. (Whats up with that?)

SOOOO unless Russ can spoon feed me a lead,hold me by the hand and get the note sold then it is too good to be true, Russ will charge thousands to put you in a hotel in Vegas and give you one on one mentoring.
I think it's $3000.00 or something. They tried to sell me that stuff and said I'm not forcing you to buy this but, forcing me you bet your tail. Like 3 grand was 5 cents or something.

Enough with the bull, good luck everyone, although I would really,I mean really like to try it.

dwc   SFO

3:48am on Wednesday, February 4th, 2009 

I did not purchase the program because of your comments. Thank you for saving me the cost of the program.

Robert and Ryan   Ohio

3:15am on Wednesday, February 4th, 2009 

Thanks for the advice. We were interested, but after reading this, we know it's a scam.

Daisy G.   Dallas

10:43am on Monday, February 2nd, 2009 

For all you guys, that bought the Russ Dalbey
"Winning the Cash Flow Business" system should report him to the Better Business Bureau..
I say this because I regularly check the BBB when or if I consider buying any of "scams". And I sure others people check it too..I think he should be put out of business and he will if people stop
falling for and buying his products. If he get enough complaints, maybe he will be investigated.

skeptic   Spokane

7:00am on Monday, January 26th, 2009

Two points of interest here:
I’m amused by the correlation between the people belittling this program, and the number of grammatical and spelling errors in their posts. It might just be a chance finding, but perhaps it’s fair to say that a weak intellect begets equally sub-par results. It’s true that you can’t get something for nothing (Newton’s Third Law makes that crystal clear). However, the exchange of time should yield proportionate earnings (in my experience, most people fail because they don’t invest sufficient time said endeavor).

2) In sales, no program can be universally perfect. Depending on your proximate demographics, the sales strategies in negotiating these notes might not work on the people you’re contacting—for whatever reason. People without sales experience should expect a period where their influence in securing these deals will be limited (as you adjust to what works for people in your area). Patience is paramount in anything like this.

Now, I haven’t tried this.. so naturally my opinion should be considered subjective.

Dan L   CA

10:41pm on Saturday, January 17th, 2009 

After reading all of the comments on about Russ Dalbey I would like to offer this advise, I bought the system too. If an when you ever look at another infomercial and it sounds to good to be true ask them this question,"If I buy this program how much am I going to have to pay total and are you going to keep calling me to buy more stuff.

Nicole   North Carolina

9:23am on Saturday, January 17th, 2009 

Thanks for all the information. I almost bought the program after seeing the infomercial, but decided to research the program first. I will save my $39.95 and use it to buy more groceries instead of throwing it away.
Thanks all.