PayDay Home Income Reviews – Legit or Scam?

 

Here we go again!  Yet another program offering to sell you the secrets of using Google to unlock Internet riches for a too-good-to-be-true fee: $3.95.  PayDayHomeIncome.com is using all the standard tricks to get you to trust them – they’ve decorated their website with the logos of lots of trustworthy companies – Google, Twitter, CNN, ABC, etc – though they are in no way affiliated with them.  They have a “countdown clock” offering you a “limited time offer” if you’ll just sign up for some free information.

But, the difference between PayDay Home Income and other Google kits are the small changes they’ve made.  First of all, if you are looking for information on their website on their Terms & Conditions, or about how much this product will cost you, you won’t find anything.  What you will see is a paragraph at the bottom of the page in very tiny fine print.  If you read this paragraph, you’ll find out all about how if you buy this product you could soon be debt free and no longer need credit cards!

However, when you put your email address and info into the boxes, the payment page comes up looking almost identical to the previous page.  The same paragraph of tiny print appears at the bottom of the page, with the first two sentences identical to the previous page.  But if you continue reading, you’ll see this:

After the two-day trial period, you will be charged $129.96 and thereafter $89.53 monthly unless or until you cancel. In addition, you are purchasing a trial membership to Social Reach which will bill at $79.41 after a fifteen day trial and then sixty days from then bill monthly at $19.71 unless or until you cancel. To cancel call 877-539-0572 within your respective trial period. A $2.85 credit card processing fee will be charged in addition to all fees.

If you decide to click on the link for the Terms & Conditions that has suddenly appeared, you’ll see that should you decide to cancel, absolutely no money will be refunded to you unless you are within the 2 Day window for Pay Day Home Income, or the 14 Day window for Social Reach – whatever that is.

PayDay Home Income is also using the fake news sites I’ve told you about before, only this time they’re embedding little videos from “GNN” – the fake CNN – that has an exclusive interview from a woman laid off from her job who bought this program and is now making all the money she needs though she spends hardly any time working.  The “news anchor” tells her how smart that is, before giving you the information you need to order the kit for yourself.

Bottom line: scam.  This Google kit is the same as the rest.  They get your credit card number, charge outrageous amounts to your card in short periods of time, and then keep the money when you cancel.  If you receive any information at all from this Google kit, it will be about how to use Google AdWords to advertise your own business.  Since Google AdWords is a totally free program that anyone can use, signing up at PayDayHomeIncome.com is the same as throwing your money away.

If you're at Reviewopedia.com because you're looking for a way to make money online then check out our article "7 Ways to Make Money Online" - methods that anyone can use to earn an income from home.

 

 

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Customer Responses, Reviews, or Complaints


Average Rating for " Pay Day Home Income " is 1 out of 5 based on 3 reviews.

  • Tee says:

    July 7th, 2010 at 8:51 am

    By the way the company was “INFINITY ONLINE WEALTH”

    DONT TRUST

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    Tee says:

    July 7th, 2010 at 8:47 am

    Same thing here, all it stated was i would pay $2.97 for the shipping fee. I did it like an ASS (trying to make a little extra money to get out of debt you know)the next day my card was charged 140.00. I am not taking this lying down the bastards. i want my money back and i am going after them. They even gave me a confirmation number for the 2.97. glad theres proof for them blood suckers.

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    Idalia says:

    May 3rd, 2010 at 9:34 pm

    They charged me 129.96. I had to cancel the credit card because it had been compromised. I tried disputing it with my credit card company but the scumbags rejected it because they are stating I authorized the transaction because they have my address. I have the option of disputing it but what is their tel # ??? Does anyone have a valid tel # to that company?

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    Connie says:

    April 26th, 2010 at 11:31 am

    I was also suckered into this scam. I received the popup about the $2.95 intro. fee., then got stuck on a page that there was no way to get out of, and when I hit the tab button, I was congratulated on my upgraded edition of the Infinity Online Wealth Scam. I immediately called the customer service number who gave me the credit dept. number to call 877-456-2472, which I called and the woman was kind and told me she would cancel the charge of $197 that was charged to my credit card, but it would take 7-10 days.

    I assumed this was the end of it until I looked at my credit card statement this morning to see that the day after the $197 charge, I was charged $129. Although I did receive the $197 credit, I contacted the credit dept. at 877-456-2472 just today and the phone number worked, and I inquired about the $129 charge. They told me that when 1st called, I only cancelled the Premier edition that cost $197, and not the regular edition that cost $129, and this charge is not refundable. Are you kidding me? They are scamming so many people it is out of control. I contacted my credit card company, and will be submitting forms for the BBB and the Attorney General for Ohio and Missouri. The credit card charge on my account comes from Ohio, and the emails they sent to start the program are from Missouri, so I’m guessing they rip-off out of both states.

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  • Jason says:

    April 10th, 2010 at 3:23 pm

    Now the phone number has been disconnected, cant even talk to anyone to cancel.

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  • mark says:

    April 10th, 2010 at 2:07 pm

    we thought we got our money bk,we were wronge,the money WAS returned,my wife warned me to cancel the card but i didn’t,i thought well we got our money bk,and its canceled,a conf # to prove it,and the next day she chked it and the same amt $129 is gone,she calles and they denie it,and says its on hold and it takes 10 buissiness days,or the 23rd,they r lieing,ofcourse,they have no intentions on returning the money i did not authorize them to take,they said to talk to my bank,yeah, after they probably called to get the money bk and tell the bank lies, this is not over im getting the dispute,/fraud form,and awaiting a phone call from the us attorney general,imy wife already left a msg yesterday and contacted anther lawyer, and we’re contacting the BBB,about this,we are going to print out alot of stuff to prove this,my wife went bk and found that it ”DOSE NOT LET” U ”READ”- ”THE TERMS AND CONDITIONS”,until after u submit ur info,and DEBIT/CREDIT CARD ACCT # to ”PAY” the ”$2.95”,they r F****** ppl, or else the terms and conditions would have been aloud to be read, and even then on pg 1 after entering a fake card # it only mentions the $2.95 and $39,and this is only because u entered a card #,the real card # they take the $129 and u don’t know about it until they’ve took it on pg 2, u don’t have a clue about the $129 until they take it on pg 2,cuz they won’t let u read terms and conditions or go to pg 2 until u submit info and card # and 3 digit security code.but the whole set up is the $2.95 to bget their thieving hands on our acct,speaking 4 all of us above^,and make it look like it was authorized,when the terms and conditions was disabled until after they robed us,unaware of $129!LETS SHUTEM DOWN!!!!!!!!!

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  • Rhonda(mother of 2 boys) says:

    April 9th, 2010 at 3:14 pm

    i was f***** over last nite,cus i thought it was $2.95,i tried to call and couldn’t get in touch with no 1, i was crying,it was bill money they took $129,i did not authorize that,they did not have that $129 up there with that $2.95, where it should have been thats their way of f****** ppl over,when i found the site im on now, its helpful,i found out to call the card co,and get that form ,and the lady gave me a legit number, i called and letem have it, i did not authorize $129,and i suppose canceled, but according to what i have read on this site, they may or may not refund me,and they can take more,but i was the least kind if any thing a rattle snake on the phone ,said im going to report this to the bank,file the form, and contact a lawyer,i yelled that 3-4 times at this thief of a b****,im going to get my money, i’ve got to cancel the card,issue new one, fax the dispute form after i print it out and fill it out,im not going to stop calling, and i am consulting a lawyer asap,we need to all report them sue them for false ads and fraud,im dumb, the $2.95 was too good to be true and these SOBs’ don’t wanna give ppl their money bk even when u call in plenty of time, my kids did not deserve for that to happen,we need our money for rent and utilities, that’s why im outraged, btw,they r due for another call, im not stopping!

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  • Terri says:

    April 5th, 2010 at 8:19 am

    I too, have been scammed by this company,Sklar would not give me her last name, would not refund my money. She agreed to cancel. I even stated I would contact the attorney general and still she would not refund charges. I have contacted my CC company and am filing a disputed claim form. I tried to cancel everyday, systems were down, or on last call, # was for an entirely different company (definite scam) I didn’t think I was that dumb…I too will contact the Better Business Bureau

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  • Nancy says:

    April 1st, 2010 at 11:40 am

    I signed up for this Pay Day Home Income review as the web-site said Infinity Online Wealth. I was charged 2.97 and the same day 3/31/2010 was charged 129.96. I called to ask why and she (Skylar) said that it was in the second page of the agreement and would be charged if I did not cancel in 24 hours of signing up. I told her I wanted it canceled and my money returned. She said she would cancel it but would not refund my money back because it was in the agreement. I said, you are not going to keep my money, asked for her supervisor and she said they are all equal there, there are no supervisors. I said “FINE SKYLAR, I WILL BE CONTACTING THE ATTORNEY GENERAL AND MY LAWYER”.
    she said she was going to put me on hold and when she came back (that was a miracle in itself), she said she would cancel and refund the charges. Maybe they don’t want the attorney general involved or a lawyer, anyway hopefully it worked and the charges will be returned to my card.

    THIS IS A SCAM!!!!!! DON’T LET THEM GET AWAY WITH THIS!!!
    I AM GOING TO CALL THE BETTER BUSINESS BUREAU

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  • Ginger says:

    March 16th, 2010 at 12:19 pm

    I AM STILL FIGHTING THESE PEOPLE ABOUT THIS. MY C.CARD CUSTOMER SERVICE/DISPUTED BILLING TOOK OFF tHE $197, THEN THE NEXT CHARGE OF $129.76. I HAD SENT IN WRITTEN FORM THEY ASKED FOR, BUT THE $197 CAME BACK ON! I SPENT 2 HOURS TOTAL AT MY BANK WITH MY BANKER ON PHONE WITH THEM. THE C. CARD COMPANY IS FIA CARD SERVICES WHO HANDLES MOST BANK C. CARDS. MY BANKER WAS UNABLE TO PERSUADE THEM TO DO ANYTHING. THEY SAID THE BOGUS PAYDAY HOME INCOME INSISTED THAT I DID NOT PROCESS MY CANCELLATION. I TRIED TO DO THAT WITHIN 2 HOURS.

    I GOT A CALL CENTER ONCE WHO SAID HE COULDN’T HELP ME. BUT MAINLY, THE NUMBER ON MY C.CARD FOR THEM WAS UNWORKING NUMBER AS WELL AS THE NUMBER TO CALL IN ORDER TO CANCEL. WITHOUT GIVING UP, I CALLED AGAIN MYSELF TO THE C.CARD PEOPLE AND ASKED FOR A MANAGER. I GOT A WONDERFUL PERSON WHO FOUND A WORKING NUMBER FOR THESE CHEATS. WE HAD A 3 WAY CONVERSATION AND THE PERSON SAID SHE WOULD CANCEL THE CHARGES. GUESS WHAT! TODAY, 1 DAY LATER, THE $197 IS BACK ON MY ACCOUNT…AND I HAD CANCELLED THE C. CARD. I CALLED AGAIN TO CUSTOMER SERVICE TODAY AND THAT PERSON SAID THAT THEIR RECORDS SHOWED THEY AGREED TO CANCEL. SHE SAID! SAID! THAT IT WAS THEIR PROOF FOR ME. SEVERAL TIMES I MENTIONED TO THE C. CARD PEOPLE THAT THEY WERE TAKING THE WORD OF THE CHEATS INSTEAD OF MINE, THE CUSTOMER.
    C. CARD PEOPLE HAD ALSO TRIED TO CALL THE NUMBERS THAT WERE GIVEN, SO THEY KNEW THOSE NUMBERS WERE BOGUS. HOW DO THESE CRIMINALS GET AWAY WITH THIS???

    I HOPE THIS IS THE END OF IT!!!

    REPLY
  • Tim H. says:

    February 21st, 2010 at 2:46 pm

    I fell for this on 1/26. Like others, I thought I was paying $3.95 for info to make a little money with google ads. I saw the $129.96 and $2.85 charges within a week and called my CC company. They said I should wait until the bill arrived and then contest it. Which seems like bad advice now, given the reported 2-day and 15-day trials.

    Today I emailed to cancel, and called to cancel. The 877-539-0572 number is the support number for both “Social Reach” and “infinityonlinewealth” programs.

    And guess what? Their system was DOWN today as well. They could take my request to cancel, but could not enter it in the system or send an email confirmation. They suggested I call back again to confirm. Yea, right.

    One thing that works against them is the phone number listed on the CC charge description is non-functional. That lets the CC company immediately throw the charge into a contested pile. If the number was a live one that worked, then you’d have to call them and give them time to work it out.

    In addition to seeking action from various fraud agencies, everyone should seek to have this site black listed by Google, Bing, Yahoo, etc.

    REPLY
  • Lisa says:

    February 9th, 2010 at 11:11 am

    THIS IS DEFINITELY A SCAM. I was charged over $200, which I do not remember signing on for. After calling the company they would not credit back my acct. I was told they would send an email to request a refund within 24 hrs. How long does it take to send an email???? I AM TICKED OFF!!!

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  • kim says:

    February 8th, 2010 at 5:53 pm

    I was charged in late jan due to someone unauthorized to use my acct I called them less than 5 minutes later at 1-877-539-0572 TOLD them the card was used without my consent and RECEIVED a refund a few days later . Now a week later I was billed again i was told by person at this number that the systems were down and they could not credit my acct. but put in for a refund within 24 hrs…I WAS OVERDRAWN AT THE BANK AND CHARGED $ 60.00 BECAUSE OF THIS COMPANY I ASKED HER TO HAVE THEM TO CALL ME BUT SHE SAID I HAVE TO CALL THEM BACK THEY COULD NOT CALL OUT.. I NOTIFIED AN ATTORNEY ON THIS MATTER AND WAS TOLD TO CLOSE OUT CARD AND SO NO MORE CHARGES WOULD ACCUR…MY BANK CANCELED OUT MY CARD AND IF I GET CREDITED I WILL STILL RECEIVE MY REFUND. I TRIED THE NUMBER ON MY STATEMENT AT THE BANK WHICH IS OUT OF ORDER…

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  • Ginger says:

    February 6th, 2010 at 2:25 pm

    BOGUS!!! I AM DEALING WITH MY CARD COMPANY NOW. THEY HAVE REFUNDED THE FIRST $197.00 THAT I DID NOT AUTHORIZE. 3 DAYS LATER, THERE WAS ANOTHER CHARGE FOR $126 SOMETHING. I SENT A WRITTEN DISPUTE TODAY. GET IN TOUCH WITH YOUR STATE’S ATTORNEY GENERAL. MOST OF THEM HAVE DEPTS. THAT DEAL WITH FRAUD.

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  • jean says:

    February 4th, 2010 at 1:21 pm

    I too was foolish enough to hit the ‘RUSH MY ORDER’ button so I could try to find more info on it.I didn’t fill out card info but you have to give phone no. and mailing address on previous page.I’m afraid I’m going to start getting harassing mail and calls.Any thoughts on this?

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  • Melissa says:

    January 29th, 2010 at 9:16 am

    They charged me the 129.95 as soon as I did the trial order. No two day trial periods. And now I can’t get a hold of anyone to cancel. I put a hold on my account, but I’m really nervous that they will try to charge something else. What a scam.

    I was searching for ways to fund a medical mission trip with a student organization. Now I will have to pay for even more. How low can some people be??

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  • Melissa says:

    January 29th, 2010 at 1:49 am

    I am an idiot and ordered today, before I saw the fine print. I am calling to cancel in the morning but I’m afraid that I’ll still be charged. Any advice? Is there anything I can do to make sure I am not charged?

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  • Leland Carter says:

    January 28th, 2010 at 7:58 pm

    Yes it is a scam. What I should have said is this fake site is in Yahoo.But the real one has only a two day cancellation as well. Don’t use that one as well.

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  • Leland Carter says:

    January 28th, 2010 at 7:20 pm

    Yes it is a scam and Google should be responsible for allowing Payday Home Income to have an ad on Google

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  • Rachelle says:

    January 26th, 2010 at 8:23 am

    I am a single mother of a mentally and physically handicapped child who was looking for a way to earn money from home so I would be able to be with my daughter as care for her is expensive due to her special needs,saw the add for 3.95 and thought wow something I can afford!
    NOT the case!!!! they STOLE my entire paycheck on Jan.25th!!! And of course NO ONE IS AVAILABLE!!!! System is “DOWN”for over a week now!!!! How convenient!!!! SHAME ON YOU!!!!!!! SCUMBAGS!!!!!!!!!!

    REPLY
  • ronna says:

    January 22nd, 2010 at 1:44 pm

    they need to refund my money

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  • DONNA says:

    January 22nd, 2010 at 8:54 am

    I was also taken advantage of by this company. I saw charges this morning and called to have them removed. They refused to do so. I am going to report this FRAUD.

    REPLY
  • Donald says:

    January 18th, 2010 at 12:23 pm

    Like a fool I signed up for this to good to be true pie in the sky scam. They billed me and received 3.95, but the very same day after reading more into this I called and canceled out and the lady I talked to said I would not be charged anymore. But 15 days later I got a charge on my account for 129.95 and I called them they made out like I never called and canceled and could not get a refund but I news for them I do not have the money in this account to cover and the bank is pursuing this.

    REPLY

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