8 ‘OneLoanPlace.com’ Reviews
Scam. I applied for a $1000 loan. One Loan called me and said I was approved but needed to sign up first with Lexington Law. I signed up with them which cost me $59.95.
I then called One Loan and they turned down my loan request. End result; I needed this loan to survive. I had X number of dollars in my bank account. Now I have $59.95 less than I had yesterday and no loan.
Total scam. Only Lexington Law made out.
Such a scam
This was a waste of time. They pulled the bait and switch. Transfer you to a credit repair place that you need to pay for. They tell you good news they can get you help to get your loan but really it's that they can get you to a credit repair company that will help you raise your score to get a loan. The line I was given was you can get the money you need in 24 to 72 hours. Yeah no, that's a crock. Don't water your time here!
Very simple online process.
Once called the CSR was very nice
very re-assuring. She placed me on 2 brief holds.
The guy that got on the phone then, even after I
told them I had a copy of my credit report in front of me,
and was willing to discuss any and all items.
"do you want to repair your credit"
"I want to show you how to repair your credit"
"why do you want to repair your credit"
When I explained I had already starting addressing
the issues on my credit report. He hung up on me.
SCAMMERS are everywhere.
YOU ALL SUCK!!!
Helped me get a loan
The previous reviews may be from people that weren't able to get loans or something.. I don't know.. but they were very helpful to me. They asked me some questions.. took maybe 5 minutes? Then they sent me an option that worked first try....
I am sorry I didn't read these reviews first! They send you to a law group to set you up for a fee to help with your credit and indicate once you do that they will come back and get you a loan with a lender. They do not get back to you, when you call, they tell you they have emailed you your loan options, which they did not (I have 2 email addresses that work fine with other emails coming in). There is no intention to provide you with a loan...it's just to get you to this law/credit group and have you pay money for their service. Talk about preying on people in need!!!! I immediately cancelled my agreement with the law/credit group when I realized I'd been scammed. DON"T DO BUSINESS WITH THIS GROUP and check the internet before you do anything!!!
You Can Do Better
This services is garbage. After spending approx. 20mins on the phone with a "senior" loan agent Latasha J.***, or whatever they call themselves, it was all a ploy to have you pay for their services. They say its free to match you with a lender however no matter what your credit score is, they want to have all 3 credit scores from all 3 credit agencies. So they want you to sign up with one of their affiliates to get the scores for "free'". However, the scores are not free, you have to give a credit card to get the scores and after 10 days if you don't cancel the service they will bill your card. After I said I was not interested in this service, Latasha says that they have credit repair specialists that can help remove negative items from your report that are bringing your score down. She said it will cost $12.00 just for them to pull all 3 reports, then any work that they do perform, to remove any negative items from your reports, their fees will be deducted from the loan that you would get approved for. After I told Latasha I was not interested in this service either, she got upset and became rude and belligerent. She told me that "I would have better luck getting my money from God", then rudely hung up in my face. I have never come across such terrible and rude customer service in my life. It was deplorable. I caution all of you who are considering using their services. The service is not "free" as they claim and no matter what your credit score is they will want you to pay for their credit repair services. This truthfully is the only thing their service is about, I encourage you to try the other lender matching services that are out there and just leave this trash alone.